Pension Auto Enrolment

Auto Enrolment is a Government scheme starting on 1st Sept 2025.

Employees who do not have a salary deducted pension contribution on this date will be auto enrolled.

Employees will be affected with a loss of income.

Employers will have additional costs.

Payroll will have to be ready for extra administration.

Lunch & Learn Sessions

Forty minute lunchtime webinars on a range of topics to help reduce financial stress and anxiety.

Practical advice based on behavioral economics, behavioral psychology and years of industry experience.

Topics

1. Have more money at the end of the month

2. Understanding the mortgage process

3. Save for a deposit

4. Get out of short-term debt.

5. Better spending decisions

6. Raise kids to be good with money

7. Principles of good investment

8. Pay off your mortgage early.

9. Identify and avoid financial scams

10. Take the worry out of retirement

Auto Enrolment course

A forty minute online information session to get you ready for Auto Enrolment.

The aim of this course is to give employees and employers all the information they need to be ready for the new Government Pension Scheme.

Course Content

  • Eligibility

  • Pension contributions

  • Opt-out Option

  • Fund Management

  • Portability

  • Administration

  • Impact

  • Alternative to auto enrolement

  • Differences between AE and other options.

  • Questions and Answers

Who we are

Money Coach provides financial behaviour training programmes. We provide an education service to assist people at all stages of life. From basic money coach training for adults, how to raise kids to be good with money, to retirement coaching.

Our Mission

Our mission is to help you take control of your finances. We use behavioural psychology and behavioural economics to help you reach the goals you want with less stress and anxiety.

Only 35% of the private sector in Ireland have a supplementary pension. Ireland is the only OECD country, out of 37, that does not have an auto enrolment pension scheme.

Employees paying the lower rate of tax will need to very seriously consider the effects of opting out of this scheme.

Employees paying the higher rate of tax will want to consider the tax implications of using this scheme verses the traditional tax relief method of pension saving.

Employers will need to consider the immediate and future costs, as well as the regulatory administrative requirements.

I recently attended the Money Coach seminar on pension auto-enrolment, and it was exceptionally informative. Eugene's engaging presentation effectively clarified the changes happening on January 1st, 2025, making complex updates easy to understand. I highly recommend this seminar to business owners, bookkeepers, and payroll professionals to ensure they are well-prepared for the upcoming changes.

Terence Morgan

GHR Consulting 

Meet Our Experts

Eugene Ryan

I have worked in financial advice, mortgage brokering and banking for over 25 years.  Over the years I have come to realise that people regardless of their income struggle with the fundamentals of finance. As a result, we created Money Coach. An education and training company to help people take control of their finances. It has been incredibly rewarding to help people reduce their stress and anxiety about money. People think about money a lot and most of those thoughts are negative. It is a terrible way to live, and how I used to live before I applied the lessons and the rules we teach in our programmes.  Money is like sex. People have it, but don’t talk about it. They assume that everyone else has their lives and their finances sorted, and it is just not true. The formula to weight loss seems straight forward - eat less, move more. And Money is the same. Spend less, save more. Except that it is not that easy. Behavioural economics is about accepting that we often make irrational decisions and setting yourself up to succeed. Our goal is help as many people as possible to 1. Think less about money & 2. For those thoughts to be more positive than negative.

Laura Fitzgerald

Having been made redundant after the birth of my daughter, I decided to rethink what I wanted to spend my time doing. I wanted to step away from big companies and really help people, but I wasn't sure how. I have previously worked in financial recruitment, property management and training both in London and Ireland. A friend recommended I should work with Eugene and that started me in the industry of financial services. I am now a fully qualified financial adviser. Logic, family values and taking responsibility are key aspects for me. Helping our customers with their financial education, is my motivation. It is extremely satisfying to help people take control of their finances using behavioural economics. The psychology of money is fascinating and the simple tools and money hacks we provide has made a huge difference to the energy that people give to money. The more people who can benefit from this training the better so they can stop stressing about it, feeling guilty about it, and start enjoying it!

Contact us Today.

Please enter your contact info below. We will be in contact to confirm availability and answer any questions.

Office:
Thomcor House, Mungret Street, Limerick V94 TD78

Call:
087-2539328

Email:
Info@moneycoach.training

Website:
www.MoneyCoach.Training